Loan Rates Savings Rates Share Certificates Fee Schedule

Effective as of: 2/01/13
Share CertificatesRateAPY*Term
Share Certificate - 1 Year0.450.4512
Share Certificate - 2 Year0.750.7524
Share Certificate - 3 Year1.001.0036
IRA Shares0.750.75n/a
*APY=Annual Percentage Yield. A penalty will be imposed for early withdrawal. Fees may reduce earnings. Minimum balance required to open account is $2500