| VISA Credit Card |  Platinum  APR*  | Gold APR*  | Classic APR*  | 
| Adjustable Interest Rates Based on Prime Rate as of January 1st and July 1st | 17.75 | 18.00 | 18.00 | 
| Loan Rates | Rates as low as | APR* | Term in  Months  | 
| New Cars and Motorcycles (100% of Purchase Price)  | 4.75 | 4.75 | 36 | 
| 5.00 | 5.00 | 48 | |
| 5.25 | 5.25 | 60 | |
| Used Cars and Motorcycles  (NADA Financing Value)  | 5.25 | 5.25 | 36 | 
| 5.50 | 5.50 | 48 | |
| 5.75 | 5.75 | 60 | |
| New Boats, Planes, RVs, Motor Homes, Mobile Homes  (under $25,000)  | 9.50 | 9.50. | 84 | 
| New Boats, Planes, RVs, Motor Homes, Mobile Homes (over $25,000)  | 9.75 | 9.75 | 180 | 
| Used Boats, Planes, RVs, Motor Homes, Mobile Homes (under $25,000)  | 9.50 | 9.50 | 48 | 
| Share Secured 95% of Available Shares (Adjustable Rate-Current Share Rate plus 2.5%)  | 4.01 | 4.01 | 120 | 
| Loanliner Line-of-Credit and Personal Loans (up to $10,000 for 3 years)  | 11.00 | 11.00 | 60 | 
| Home Equity Line of Credit (15 year max, Adjustable Rate-Prime plus .50%) | 8.00 | 8.00 | 180 | 
| Fixed Rate Home Equity Loans ( 80% of appraisal value minus all liens) | 6.00 | 6.00 | 60 | 
| 6.50 | 6.50 | 120 | |
| 6.75 | 6.75 | 180 | |
| *APR=Annual Percentage Rate. Rates valid as of 07/01/23. Subject to change at any time. | |||